![cbp-hero-1 White-label Payment Gateway](https://cardbiz.com.my/wp-content/uploads/2022/12/cbp-hero-1.jpg)
Have what it takes to run your own payment gateway? Now you can, with a white-label payment gateway that is customized to your own brand and specifications. The payment gateway can integrate with MPGS, Cybersource, FPX and e-Wallet to authorize credit & debit card, E-Wallet, or direct payment processing for e-businesses and online retailers.
How does a Payment
Gateway work?
- Customer checkout at a merchant e-commerce site and it will re-direct to white-label Payment Gateway.
- Customer keys in payment details in the secure payment page.
- Payment Gateway gets authorization from Bank or e-Wallet Issuer.
- Payment Gateway responds to the Approval/Reject record to the merchant shopping site.
- Bank/e-Wallet Issuer approves payment to Operator Account.
- Operator will settle payment to the merchants.
Features and Functions
![001-checkout](https://cardbiz.com.my/wp-content/uploads/2022/12/001-checkout.png)
Quick and Easy Checkout
The Payment Gateway can process each transaction within seconds.
![002-wallet](https://cardbiz.com.my/wp-content/uploads/2022/12/002-wallet.png)
Wide Range of Payments
Accept payment from MasterCard, Visa, Debit Card, FPX, major e-Wallets and online banking.
![pci-dss-1](https://cardbiz.com.my/wp-content/uploads/2022/12/pci-dss-1.png)
Stringent PCI DSS Security
Comply with PCI DSS requirements that are assessed and certified by external Payment Application Qualified Security Assessors (PA QSA).
![bnm-01](https://cardbiz.com.my/wp-content/uploads/2022/12/bnm-01.png)
Complies with BNM
All processes adhere to Bank Negara’s strict guidelines.
![owasp-01](https://cardbiz.com.my/wp-content/uploads/2022/12/owasp-01.png)
Complies with OWASP
Compliant with Web Security (OWASP) guidelines.
![003-secure-payment](https://cardbiz.com.my/wp-content/uploads/2022/12/003-secure-payment.png)
Reduced Risk of Fraud
Each payment process uses various security measures to protect you from fraudulent payment.
![004-chargeback](https://cardbiz.com.my/wp-content/uploads/2022/12/004-chargeback.png)
Chargeback Prevention
Reduce the risk of financial losses due to fraud and disputes thanks to accurate tracking of payment processes.
![005-basket](https://cardbiz.com.my/wp-content/uploads/2022/12/005-basket.png)
Encourage Impulse Buying
When the payment is seamless and quick, the customer’s willingness to shop is a lot higher.
![008-order](https://cardbiz.com.my/wp-content/uploads/2022/12/008-order.png)
e-MOTO integration
e-MOTO (Mail Order Telephone Order) is safe and quick by key in the card data in the merchant portal.
![006-resolution](https://cardbiz.com.my/wp-content/uploads/2022/12/006-resolution.png)
Easy Expandability
Businesses evolve significantly in the digital era. Using a white-label system can seamlessly adopt the latest trends without starting from scratch, saving you time, money and effort.
![007-banking](https://cardbiz.com.my/wp-content/uploads/2022/12/007-banking.png)
Payment Link
Merchants can send an email/SMS to customers containing a link that safely connects to the Payment Gateway to complete a transaction.
![002-application](https://cardbiz.com.my/wp-content/uploads/2022/11/002-application.png)
Merchant Portal & Dashboard
A dedicated portal allows merchants to keep track of all transactions in real-time and gives you the data to help you make informed business decisions. It is also accessible via smartphone and tablet.
![009-protection](https://cardbiz.com.my/wp-content/uploads/2022/12/009-protection.png)
Card Tokenization
Store customer card information for quick and easy transactions in future.
![form](https://cardbiz.com.my/wp-content/uploads/2022/11/form.png)
Information at your fingertips
Hover over the data in the Dashboard to get even more detailed information. Your data can also be exported easily for report generation.
![012-integration](https://cardbiz.com.my/wp-content/uploads/2022/11/012-integration.png)
App integration
Linking the payment mechanism from an app to the Payment Gateway can be done seamlessly.
![010-product](https://cardbiz.com.my/wp-content/uploads/2022/12/010-product.png)
Stand Out
With dozens of features to pick and choose from, including some unique features, you can be sure your payment gateway will be a cut above the rest.
![011-growth](https://cardbiz.com.my/wp-content/uploads/2022/12/011-growth.png)
Strong Track Record
CardBiz has been in the fintech industry for almost 20 years and is an expert in building software solutions for various industries and established brands.
![021-technical-support](https://cardbiz.com.my/wp-content/uploads/2022/11/021-technical-support.png)
Dedicated Support Team
Our support team is ever ready to assist when you need help.
Overall System Architecture
![cbp-archi-01](https://cardbiz.com.my/wp-content/uploads/2023/01/cbp-archi-01.jpg)