White-Label Payment Gateway

White-label Payment Gateway

Have what it takes to run your own payment gateway? Now you can, with a white-label payment gateway that is customized to your own brand and specifications. The payment gateway can integrate with MPGS, Cybersource, FPX and e-Wallet to authorize credit & debit card, E-Wallet, or direct payment processing for e-businesses and online retailers.

How does a Payment
Gateway work?

  • Customer checkout at a merchant e-commerce site and it will re-direct to white-label Payment Gateway.
  • Customer keys in payment details in the secure payment page.
  • Payment Gateway gets authorization from Bank or e-Wallet Issuer.
  • Payment Gateway responds to the Approval/Reject record to the merchant shopping site.
  • Bank/e-Wallet Issuer approves payment to Operator Account.
  • Operator will settle payment to the merchants.

Features and Functions

Quick and Easy Checkout

The Payment Gateway can process each transaction within seconds.

Wide Range of Payments

Accept payment from MasterCard, Visa, Debit Card, FPX, major e-Wallets and online banking.

Stringent PCI DSS Security

Comply with PCI DSS requirements that are assessed and certified by external Payment Application Qualified Security Assessors (PA QSA).

Complies with BNM

All processes adhere to Bank Negara’s strict guidelines.

Complies with OWASP

Compliant with Web Security (OWASP) guidelines.

Reduced Risk of Fraud

Each payment process uses various security measures to protect you from fraudulent payment.

Chargeback Prevention

Reduce the risk of financial losses due to fraud and disputes thanks to accurate tracking of payment processes.

Encourage Impulse Buying

When the payment is seamless and quick, the customer’s willingness to shop is a lot higher.

e-MOTO integration

e-MOTO (Mail Order Telephone Order) is safe and quick by key in the card data in the merchant portal.

Easy Expandability

Businesses evolve significantly in the digital era. Using a white-label system can seamlessly adopt the latest trends without starting from scratch, saving you time, money and effort.

Payment Link

Merchants can send an email/SMS to customers containing a link that safely connects to the Payment Gateway to complete a transaction.

Merchant Portal & Dashboard

A dedicated portal allows merchants to keep track of all transactions in real-time and gives you the data to help you make informed business decisions. It is also accessible via smartphone and tablet.

Card Tokenization

Store customer card information for quick and easy transactions in future.

Information at your fingertips

Hover over the data in the Dashboard to get even more detailed information. Your data can also be exported easily for report generation.

App integration

Linking the payment mechanism from an app to the Payment Gateway can be done seamlessly.

Stand Out

With dozens of features to pick and choose from, including some unique features, you can be sure your payment gateway will be a cut above the rest.

Strong Track Record

CardBiz has been in the fintech industry for almost 20 years and is an expert in building software solutions for various industries and established brands.

Dedicated Support Team

Our support team is ever ready to assist when you need help.

Overall System Architecture


With CardBiz Solution you can be assured that your Payment Gateway will be reliable, fast and secure every time and any time. Contact us today for a FREE consultation.
Contact Us
We’re here to serve your needs

    We’re here to serve your needs

    Digital Business Card