Everyone would have experienced being in a long queue at a payment counter in a canteen or food court. How about receiving less change or, worse, the cashier forgot the amount you gave initially and asked you instead? CardBiz can help your F&B business, mall, stadium, school, college, hospital, theme park and more go cashless and be more efficient by adopting a Prepaid / e-Purse / Giftcard payment system.
A Prepaid is the storage of cash in an electronic wallet that usually comes in the form of a card the size of a credit card. The card is loaded with an amount that is deducted during a transaction and can be reloaded an unlimited number of times.
CardBiz offers end-to-end solutions to help businesses run their own innovative Electronic Purse System (iEPS) thanks to a customizable web-based application that provides features that combine Point of Sale (POS), Electronic Data Capture (EDC) Terminal, Kiosk, Mobile Apps and Smart Card technology to support online and offline transactions. To enhance your business further, consider integrating our Loyalty Program service into your offerings.
Features & Functions
Quick and Easy Checkout
Simply tap the card on the contactless payment terminal and the transaction is completed in seconds
Cardless Transaction
Forgot your card? No problem, just provide your mobile number, IC number or email address
Safe and Secure
Secret Key Management System with Secure Access Module (SAM) reduces the risk of fraudulent payments
High Durability
Each card is built to last and withstand a lot of abuse and damage from getting wet
Encourage Impulse Buying
When the payment is seamless and quick, the customer’s willingness to spend is a lot higher
Easy Expandability
The EDC, POS terminals and kiosks can also be configured to accept credit & debit cards and e-wallets
Member Portal
A web portal can offer more features, incentives and cardholders to track their spending
Mobile App
Same features as the Member Portal but in a mobile app. The best option to send push notifications to customers
Kiosk
Kiosks can be placed in strategic locations for cardholders to self-reload their card and check balances, etc.
Generate Report and Tax Claims
Since every data is captured in the system digitally, it makes it easy to sort the data and generate reports
e-Receipt
Cardholders can be notified of the amount deducted from their card by SMS or email, or in-app notification
Discount
To spur expenditure, special discounts can be offered to cardholders
Promotions
Free extra value when reloading a specific amount or free items upon spending a certain amount
Card Specific Promotions
Better rewards. i.e; platinum card customers get 8% extra discount than regular cardholders
Credit Limit
Helps cardholders from overspending as well as reduce loss if a stolen card is used by a thief
Combine Cards
Our POS terminals can accept payment from two cards. Useful to finish balance in another card
Transfer Value
Cardholders can easily transfer the balance in one card to another
Accept Cash
iEPS allows cash transactions to be accepted
Card Expiry
The card issuer can set an expiry date for the prepaid card
Refundable
Cardholders have the option of requesting a refund of an amount stored in the prepaid card
Tenancy Settlement
Auto-calculate weekly or monthly tenant transaction
Collect Money in Advance
Reinvest money in the cardholder’s Prepaid Card to earn interest
User-Friendly Terminals
Anyone can easily use the terminals and kiosks
Reliable Terminals
CardBiz iEPS offers various top-quality and reliable POS, EDC terminals and kiosks for every business need
Comprehensive Support
Support includes; telephone, email, on-site, preventive maintenance and software patches
Training
Training for Web Application, POS and EDC Terminals are available
Strong Track Record
CardBiz has been in the fintech industry for almost 20 years and is an expert in building software solutions for various industries and established brands.